One of this week’s blog entries talks about a common topic of the car being driven by someone without consent. The accident lawyer in Boca Raton (injury attorney Miami, accident lawyer Coral Gables, injury lawyer Coconut Grove, accident attorney South Miami, accident lawyer Kendall, injury attorney Westchester, accident attorney West Kendall, injury attorney Perine) will respond to this question.
If you have been in a slip and fall accident or car accident, please call Drucker Law Offices today for a free consultation at (561) 483-9199 for Palm Beach County; (954) 755-2120 in Broward County; or (305) 981-1561 in Miami-Dade County.
First of all, while generally the insurance of the at fault vehicle would be the primary insurance to covery both your car damage and your injuries, in this scenario since the car was stolen, it likely would not provide coverage for this case. Thus, you would have to look into whether the driver has other insurance. As the fact pattern suggests that the car was stolen, in all likelihood, the driver would not have insurance and even if he did it is very possible that the insurance would not cover as the accident took place in a stolen car. You could always sue the driver personally but again if he is a theif he is likely not worth suing (in other words, even if you obtained a judgment against him, that you would not be able to collect the judgment).
If you had uninsured motorist coverage, then you would be able to make a claim against that coverage. Generally, uninsured motorist coverage would apply from the car you were in, from your own insurance, or even possibly from a family member that you lived with. If any of these options contained uninsured motorist coverage, you very likely would be able to make a claim against that and that would be the way to have a case, if you were injured in the accident.
Of course, every case is unique and has to be evaluated based on the specific facts of the case. The advice in this blog is general in nature and should not to be construed as specific advice for a case, as any difference in the facts could ultimately change the result. Also, this blog is based on Florida law and the laws of any other states or another country could vary significantly from Florida.
Please call Drucker Law Offices for a free consultation at (561) 483-9199 for Palm Beach County (Boca Raton Main office); (954) 755-2120 in Broward County (Coral Springs satellite office); or (305) 981-1561 in Miami-Dade County (Miami satellite office).
