There are several reasons why. First, there is no law requiring them to. The other insurance that covers is bodily injury coverage which is indemnity type coverage. That means that they will indemnify – or pay for – the other driver up to their policy limits if he is sued. So they only have to pay a judgment that you can can entered against him. Now, they will settle with an injured person in exchange for a release which basically says that the injured person promises not to sue the at fault driver. Thus, the policy requirements are met as since they have to indemnify against judgment if they prevent the other person from suing they have satisfied the insurance contract.
In the lawsuit against the other driver, the injured person has to prove that the medical bills were related to the accident, reasonable and necessary. So just because you incurred medical bills does not mean AUTOMATICALLY that the other side owes them as you must prove that they were related to the accident and were reasonable and necessary.
IF you have any further question about this topic, please feel free to call the law firm. Further, if you have been in a car accident or any other sort of accident, please feel free to call the accident lawyer at Drucker Law Offices. The law firm offers a free consultation to those injured in accidents and the personal injury lawyer will discuss your case with you and discuss likelihood of success and strategy for recovery.
