Effective January 1, 2013, Florida PIP is $2.500 if an injured person does not have an “emergency medical condition.” Florida PIP is $10,000 if an injured person has an “emergency medical condition.” Interestingly, the law lists the type of providers that are able to find an emergency medical condition and it lists medical doctors, doctor of osteopathic, and several other providers but does not include a chiropractor.
